Top Canadian Budgeting Apps for 2026
The best budgeting apps designed for Canadians - from free tools to premium options that sync with your bank.
· 8 min read
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Today's Top Canadian Rates
Updated daily · All rates in CAD
| Product | Best Rate |
|---|---|
| 5-Year Fixed Mortgage | 4.89% |
| 1-Year GIC | 4.75% |
| High-Interest Savings | 4.50% |
| 3-Year Fixed Mortgage | 4.69% |
| 5-Year GIC | 4.40% |
| Variable Mortgage | 5.10% |
Rates are for informational purposes and may vary. Always confirm directly with the lender.
Our Best Picks for Canadians
Credit Cards
Best Cash Back Credit Cards in Canada
- #1
Tangerine Money-Back Card
2% on 2 categories · No annual fee
- #2
Scotia Momentum Visa Infinite
4% on groceries & gas · $120/yr fee
- #3
BMO CashBack World Elite
5% on groceries · $120/yr fee
Banking
Best High-Interest Savings Accounts
- #1
EQ Bank Savings Plus
4.00% interest · No monthly fees
- #2
Oaken Financial
3.90% interest · CDIC insured
- #3
Simplii Financial
3.75% interest · No minimum balance
Budgeting
Best Budgeting Apps for Canadians
- #1
YNAB
Zero-based budgeting · $14.99/mo CAD
- #2
Mint
Free · Links to Canadian banks
- #3
Wally
Free · Made in Canada
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